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Northwest Missouri 26155 Stolls Country Lane E-mail: regional@asde.net |
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Your Savings Federally insured to $250,000 National Credit Union Administration, a U.S. Government Agency |
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For information or comments concerning e-mail Northwest Regional Credit Union Created: July,1998 Pat Wyatt, web editor |
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Changes in Credit Union Service Fees: (Effective January 1, 2010) Deposited items returned unpaid $15.00 Overdraft Notice (per item) $3.00 Nonsufficient Funds Draft/ACH (per item) $25.00 Nonsufficient Funds ATM/Debit (per item) $25.00 Stop Payment (per item/blanket/ACH) $15.00 Account Printout $5.00 Cashier’s Check $4.00 Counter Check $0.25 Account Balancing & Research $5.00
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Silver Dollar City Tickets (March 19 – December 27) Adult Regular 2-day Pass $50.00 Child Regular 2-day Pass (age 4-11) $40.00 Adult Season Pass $74.00 Child Season Pass $64.00
Worlds of Fun (WOF April 18 – Nov 1) WOF Adult All-Day Pass $28.00 Junior/Senior $15.99 (Age 3 to taller than 48”; Age 62 and older)
Kansas City Renaissance Festival Weekends through October 18th Open Columbus Day too! Adult $12.50 Child $6.50
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*** E-Banking & E-Statements *** Have you visited our E-Banking website? Log on and sign up today at the website below at no cost to you! The E-Banking website has many options available. With your online account you are able to: View your account and loan balances Review account transactions Make transfers between your Credit Union accounts Transfer loan payments Receive your account statement(s) E-mail the Credit Union employees By signing up for E-statements you will gain access to your current and previous statements. You will be notified by e-mail each time your E-Statements are available, however you will not be receiving a paper statement. If you have questions please call the Credit Union for assistance!
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Too good to be true??? Probably. Be cautious of any offer involving the receiving of a check then a request for you to send back to the person a portion of that check! We have seen different secret shopper offers, people wanting to buy something you have for sale, and winners of a sweepstakes all being fraudulent. It may be something you signed up for or not. If you are concerned please bring the check into us for investigation. |
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Dividend Calculation: Current dividends will be figured based on a tier structure as follows: Dollars Rate APY $100 - $5,000 0.35% 0.35% $5,001 - $20,000 0.55% 0.55% $20,001 - $40,000 0.75% 0.75% $40,001 - $60,000 1.00% 1.01% $60,001 - $9,999,999 1.25% 1.26% The above tier structure reflects the current dividend for each bracket payable on October 1, 2009.
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Credit Union News October 1, 2009 |
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Loan Rates |
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*Vintage Auto's - 85% Market Value by current NADA per Appropriate Vehicle Condition Scale. |
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Loan Account Type |
Allowable Term** |
Annual Percentage Rate** |
Base Rate |
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Shares Secured (60) |
60 months |
3% above last dividend paid |
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New Autos |
36 months |
4.99% to 13.49% |
5.99% |
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48 months |
5.49% to 13.99% |
6.49% |
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60 months |
5.99% to 14.49% |
6.99% |
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72 months |
6.49% to 14.99% |
7.49% |
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Used Autos, 2008-2006 (80) |
60 months |
5.99% to 14.49% |
6.99% |
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Used Autos, 2005 (80) |
48 months |
6.24% to 14.74% |
7.24% |
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----- loan over $10,000 |
54 months |
6.50% to 15.00% |
7.50% |
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Used Autos, 2004-2001 (80) |
36 months |
6.75% to 15.25% |
7.75% |
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----- loan over $10,000 |
42 months |
7.00% to 15.50% |
8.00% |
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Used Autos, 2000-1994 (80) |
42 months |
10.00% to 18.50% |
11.00% |
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Used Autos, 1993 & Older (80) |
30 months |
12.75% to 21.25% |
13.75% |
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Vintage Auto's (80) 1974 & Older |
$0 - $5,000 – 24 months $5,001 - $7,500 – 36 months $7,501 - $12,500 – 48 months $12,501 & above – 60 months |
5.99% to 14.49% |
6.99% |
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Other Secured (10) |
42 months |
9.75% to 18.25% |
10.75% |
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Signature Loan (up to $5000) (90) (A – E) |
42 months |
12.50% to 21.00% |
13.50% |
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Extended Checking (91) |
$30 payment |
12.50% to 21.00% |
13.50% |
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Unsecured, $500 to $1,000 (92) (A – C) |
12 months |
7.50% to 16.00% |
8.50% |
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Unsecured, $1500 to $3,000 (92) (A – C) |
18 months |
7.50% to 16.00% |
8.50% |
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Unsecured, $3500 to $5,000 (92) (A – C) |
24 months |
7.50% to 16.00% |
8.50% |
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Term Signature (max $5000) (90)
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6 months |
12.50% to 21.00% |
13.50% |
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New Motorcycles, ATV's, Snowmobiles, Personal Watercraft, Trailers (85% Financed of purchase price) (30) |
60 months |
6.75% to 15.25% |
7.75% |
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Used Motorcycles, ATV's Snowmobiles, Personal Watercraft, Trailers (31) |
48 months |
7.75% to 16.25% |
8.75% |
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New RVs and Campers (85% Financed of purchase price) (40) |
72 months |
6.75% to 15.25% |
7.75% |
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----- loan over $20,000 |
120 months |
6.75% to 15.25% |
7.75% |
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Used RVs and Campers (85% Financed of purchase price) (41) |
72 months |
7.75% to 16.25% |
8.75% |
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----- loan over $20,000 |
120 months |
7.75% to 16.25% |
8.75% |
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New Boats (85% Financed of purchase price) (20) |
72 months |
6.75% to 15.25% |
7.75% |
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Used Boats (80% purchase price) (21) |
60 months |
7.75% to 16.25% |
8.75% |