Northwest Missouri
Regional Credit Union

26155 Stolls Country Lane
Maryville, MO 64468
(660) 582-5747
FAX (660)582-3626

E-mail: regional@asde.net

Your Savings Federally insured to $250,000

National Credit Union Administration, a U.S. Government Agency

Text Box: For information or comments concerning
this website, 
e-mail Northwest Regional Credit Union

Created: July,1998
Updated: July 7, 2009
Pat Wyatt, editor
Northwest Missouri State University 
Maryville, MO 64468
Text Box: Northwest Missouri Regional Credit Union
26155 Stolls Country Lane
Maryville, MO 64468

Phone: (660) 582-5747
Fax: (660) 582-3626
Email: regional@asde.net

 

Dividends

Dividends were paid July 1, 2009 on a daily average account balance of $100.00 or more. Dividends paid for April, May, and June are shown on your July statement.

Text Box: Please call or stop by the Credit Union to update your account information!
Have you moved or changed to a 911 address?
Have you changed phone numbers?
Have we added your driver’s license photo to your account?
Do you know who the beneficiary is on your account(s)?
Text Box: Board Members:
Virgil Albertini   			Becky Byland    				Larry Cady
George English   			Ron Moss	     				David Primm
John C. Rhoades 			Lee Schneider    				Garnett Treese


Supervisory Committee:
Kathleen Blackney		Stephen E. Ludwig	
Roger Woods

Announcing: E-Statements

You can now view your Credit Union account statement(s) through our e-banking website!  To sign up for this service:

Log into your e-banking account.

Click on the eStatements link, found on the left side.

Click on the enroll for e-Statements link.

Enter in your e-banking Login ID and your email address.

Click on the submit button.

Once you sign up for eStatements you will no longer be receiving a paper statement or a newsletter in the mail. Be sure to visit the link below every quarter to read the newsletter and keep up on what your Credit Union is doing.  The eStatements service is free of charge, so sign up today! Call the Credit Union with any questions.

Text Box: Credit Union News
Northwest Missouri Regional Credit Union
July 1, 2009

Northwest Missouri Regional Credit Union

26155 Stolls Country Lane

Maryville, MO 64468

 

Phone: (660) 582-5747

Fax: (660) 582-3626

Email: regional@asde.net

Hours:

           Drive Thru: M-F 7:00-4:30, Sat 8:00-12:00

           Lobby: M-F 9:00-4:00

Text Box: Check us out for your next Auto loan!! 
 (Interest rates are on the reverse side.)
Text Box: Visit us on the Web at:
http://catpages.nwmissouri.edu/m/cu/credit%20union/

*** E-Banking ***

Have you heard about or visited our new e-banking website? 

On our new website you can view your account and loan balances, recent account transactions, make transfers or loan payments, e-mail Credit Union employees, and view account statements all for free! Sign up today at the website below.

Double Bracket: 2009 Annual Meeting
This year’s annual meeting was held April 23rd, 2009, at the Nodaway County Senior Center in Maryville.  After a member count of 69, the chairman announced a quorum.
A buffet meal served by Countryside Bistro and entertainment by Fred Mares was enjoyed by everyone before the meeting.  
The meeting consisted of discussion of financial trends and a report given by the Supervisory Committee.  Roger Woods was elected to the Board replacing longtime Board member Lee Schneider.  Upon retirement from the Board, Lee was presented with a plaque from the Credit Union for his many years of support and dedication.
The meeting concluded with a drawing of door prizes conducted by President, Coby Lamb.
Text Box: The Credit Union will be closed:
Independence Day                  Friday July 3rd & Saturday July 4th
Labor Day		                 Monday September 7th

Silver Dollar City Tickets

(March 19 – December 27)

Adult Regular 2-day Pass                         $50.00

Child Regular 2-day Pass (age 4-11)       $40.00

 

Adult Season Pass                                      $74.00

Child Season Pass                                      $64.00

 

White Water Tickets

(May 23 – September 7)

Adult Regular 2-day Pass                         $37.00

Child Regular 2-day Pass (age 4-11)       $31.00

 

Worlds of Fun & Oceans of Fun

(WOF April 18 – Nov 1/OOF May 23 – Sept 7)

WOF Adult All-Day Pass                         $28.00

OOF Adult All-Day Pass                          $23.00

Junior/Senior                                              $15.99

(Age 3 to taller than 48”; Age 62 and older)

 

Ride & Slide Adult All-Day Regular       $43.00

Ride & Slide Junior/Senior                       $29.99

 

 

Text Box: Please call or stop by the Credit Union to update your account information!
Have you moved or changed to a 911 address?
Have you changed phone numbers?
Have we added your driver’s license photo to your account(s)?
Do you know who the beneficiary is on your account(s)?
 

Loan Account Type

Allowable Term**

Annual Percentage Rate**

Base Rate

Shares Secured  (60)

60 months

3% above last dividend paid

 

New Autos
100% Financed   (70)

36 months

4.99% to 13.49%

5.99%

48 months

5.49% to 13.99%

6.49%

60 months

5.99% to 14.49%

6.99%

72 months

6.49% to 14.99%

7.49%

Used Autos, 2008-2006   (80)

60 months

5.99% to 14.49%

6.99%

Used Autos, 2005   (80)

48 months

6.24% to 14.74%

7.24%

----- loan over $10,000

54 months

6.50% to 15.00%

7.50%

Used Autos, 2004-2001   (80)

36 months

6.75% to 15.25%

7.75%

----- loan over $10,000

42 months

7.00% to 15.50%

8.00%

Used Autos, 2000-1994   (80)

42 months

10.00% to 18.50%

11.00%

Used Autos, 1993 & Older   (80)

30 months

12.75% to 21.25%

13.75%

Vintage Auto's          (80)

1974 & Older   
(see note below * )

$0 - $5,000 – 24 months

$5,001 - $7,500 – 36 months

$7,501 - $12,500 – 48 months

$12,501 & above – 60 months

5.99% to 14.49%

6.99%

Other Secured         (10)

42 months

9.75% to 18.25%

10.75%

Signature Loan (up to $5000)   (90)

(A – E)

42 months

12.50% to 21.00%

13.50%

Second Chance ($500 max)   (90)

12 months

18.00%
NO DISCOUNTS

18.00%

Extended Checking                 (91)
$0 to $500 (Payment $30)

$30 payment

12.50% to 21.00%

13.50%

Unsecured, $500 to $1,000   (92)

(A – C)

12 months

7.50% to 16.00%

8.50%

Unsecured, $1500 to $3,000   (92)

(A – C)

18 months

7.50% to 16.00%

8.50%

Unsecured, $3500 to $5,000   (92)

(A – C)

24 months

7.50% to 16.00%

8.50%

Term Signature (max $5000)  (90)

 

6 months

12.50% to 21.00%

13.50%

New Motorcycles, ATV's, Snowmobiles, Personal Watercraft, Trailers  (85% Financed of purchase price)    (30)

60 months

6.75% to 15.25%

7.75%

Used Motorcycles, ATV's Snowmobiles, Personal Watercraft, Trailers  (31)

48 months

7.75% to 16.25%

8.75%

New RVs and Campers (85% Financed of purchase price)   (40)

72 months

6.75% to 15.25%

7.75%

----- loan over $20,000

120 months

6.75% to 15.25%

7.75%

Used RVs and Campers (85% Financed of purchase price)   (41)

72 months

7.75% to 16.25%

8.75%

----- loan over $20,000

120 months

7.75% to 16.25%

8.75%

New Boats (85% Financed of purchase price)    (20)

72 months

6.75% to 15.25%

7.75%

Used Boats (80% purchase price)   (21)

60 months

7.75% to 16.25%

8.75%

Vintage Auto's - 85% Market Value by current NADA per Appropriate Vehicle Condition Scale.
**Your term and annual percentage rate may vary depending on your credit worthiness. Please ask a loan officer for details regarding how your rate is determined.

Credit Score

Paper Score

Change from Base Rate

720 – 900

A +

Subtract 1% from Base

700 – 719

A

Subtract .5% from Base

675 – 699

B

Base Rate

620 – 674

C

Add 1.5 % to Base

560 – 619

D

Add 3.5% to Base

559 & Below

E

Add 7.5% to Base

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