Loan Rates

April 1, 2009

For information or comments concerning
this website,

e-mail Northwest Regional Credit Union

Created: July,1998
Updated: October 1, 2009

Pat Wyatt, editor
Northwest Missouri State University
Maryville, MO 64468

Northwest Missouri
Regional Credit Union

26155 Stolls Country Lane
Maryville, MO 64468
(660) 582-5747
FAX (660)582-3626

E-mail: regional@asde.net

Your Savings Federally insured to $250,000

National Credit Union Administration, a U.S. Government Agency

Lobby Hours:
Monday - Friday:  9 a.m. - 4 p.m.
Drive Up Hours:
Monday-Friday7 a.m. - 4:30 p.m.
Saturday Drive Up: 8 a.m. - 12 noon

*Vintage Auto's - 85% Market Value by current NADA per Appropriate Vehicle Condition Scale.
**Your term and annual percentage rate may vary depending on your credit worthiness. Please ask a loan officer for details regarding how your rate is determined.

Loan Account Type

Allowable Term**

Annual Percentage Rate**

Base Rate

Shares Secured  (60)

60 months

3% above last dividend paid

 

New Autos
100% Financed   (70)

36 months

4.99% to 13.49%

5.99%

48 months

5.49% to 13.99%

6.49%

60 months

5.99% to 14.49%

6.99%

72 months

6.49% to 14.99%

7.49%

Used Autos, 2008-2006   (80)

60 months

5.99% to 14.49%

6.99%

Used Autos, 2005   (80)

48 months

6.24% to 14.74%

7.24%

----- loan over $10,000

54 months

6.50% to 15.00%

7.50%

Used Autos, 2004-2001   (80)

36 months

6.75% to 15.25%

7.75%

----- loan over $10,000

42 months

7.00% to 15.50%

8.00%

Used Autos, 2000-1994   (80)

42 months

10.00% to 18.50%

11.00%

Used Autos, 1993 & Older   (80)

30 months

12.75% to 21.25%

13.75%

Vintage Auto's          (80)

1974 & Older   
(see note below * )

$0 - $5,000 – 24 months

$5,001 - $7,500 – 36 months

$7,501 - $12,500 – 48 months

$12,501 & above – 60 months

5.99% to 14.49%

6.99%

Other Secured         (10)

42 months

9.75% to 18.25%

10.75%

Signature Loan (up to $5000)   (90)

(A – E)

42 months

12.50% to 21.00%

13.50%

Extended Checking                 (91)
$0 to $500 (Payment $30)

$30 payment

12.50% to 21.00%

13.50%

Unsecured, $500 to $1,000   (92)

(A – C)

12 months

7.50% to 16.00%

8.50%

Unsecured, $1500 to $3,000   (92)

(A – C)

18 months

7.50% to 16.00%

8.50%

Unsecured, $3500 to $5,000   (92)

(A – C)

24 months

7.50% to 16.00%

8.50%

Term Signature (max $5000)  (90)

 

6 months

12.50% to 21.00%

13.50%

New Motorcycles, ATV's, Snowmobiles, Personal Watercraft, Trailers  (85% Financed of purchase price)    (30)

60 months

6.75% to 15.25%

7.75%

Used Motorcycles, ATV's Snowmobiles, Personal Watercraft, Trailers  (31)

48 months

7.75% to 16.25%

8.75%

New RVs and Campers (85% Financed of purchase price)   (40)

72 months

6.75% to 15.25%

7.75%

----- loan over $20,000

120 months

6.75% to 15.25%

7.75%

Used RVs and Campers (85% Financed of purchase price)   (41)

72 months

7.75% to 16.25%

8.75%

----- loan over $20,000

120 months

7.75% to 16.25%

8.75%

New Boats (85% Financed of purchase price)    (20)

72 months

6.75% to 15.25%

7.75%

Used Boats (80% purchase price)   (21)

60 months

7.75% to 16.25%

8.75%

Loan Account Type

Allowable Term**

Annual Percentage Rate**

Base Rate

Shares Secured  (60)

60 months

3% above last dividend paid

 

New Autos
100% Financed   (70)

36 months

4.99% to 13.49%

5.99%

48 months

5.49% to 13.99%

6.49%

60 months

5.99% to 14.49%

6.99%

72 months

6.49% to 14.99%

7.49%

Used Autos, 2008-2006   (80)

60 months

5.99% to 14.49%

6.99%

Used Autos, 2005   (80)

48 months

6.24% to 14.74%

7.24%

----- loan over $10,000

54 months

6.50% to 15.00%

7.50%

Used Autos, 2004-2001   (80)

36 months

6.75% to 15.25%

7.75%

----- loan over $10,000

42 months

7.00% to 15.50%

8.00%

Used Autos, 2000-1994   (80)

42 months

10.00% to 18.50%

11.00%

Used Autos, 1993 & Older   (80)

30 months

12.75% to 21.25%

13.75%

Vintage Auto's          (80)

1974 & Older   
(see note below * )

$0 - $5,000 – 24 months

$5,001 - $7,500 – 36 months

$7,501 - $12,500 – 48 months

$12,501 & above – 60 months

5.99% to 14.49%

6.99%

Other Secured         (10)

42 months

9.75% to 18.25%

10.75%

Signature Loan (up to $5000)   (90)

(A – E)

42 months

12.50% to 21.00%

13.50%

Extended Checking                 (91)
$0 to $500 (Payment $30)

$30 payment

12.50% to 21.00%

13.50%

Unsecured, $500 to $1,000   (92)

(A – C)

12 months

7.50% to 16.00%

8.50%

Unsecured, $1500 to $3,000   (92)

(A – C)

18 months

7.50% to 16.00%

8.50%

Unsecured, $3500 to $5,000   (92)

(A – C)

24 months

7.50% to 16.00%

8.50%

Term Signature (max $5000)  (90)

 

6 months

12.50% to 21.00%

13.50%

New Motorcycles, ATV's, Snowmobiles, Personal Watercraft, Trailers  (85% Financed of purchase price)    (30)

60 months

6.75% to 15.25%

7.75%

Used Motorcycles, ATV's Snowmobiles, Personal Watercraft, Trailers  (31)

48 months

7.75% to 16.25%

8.75%

New RVs and Campers (85% Financed of purchase price)   (40)

72 months

6.75% to 15.25%

7.75%

----- loan over $20,000

120 months

6.75% to 15.25%

7.75%

Used RVs and Campers (85% Financed of purchase price)   (41)

72 months

7.75% to 16.25%

8.75%

----- loan over $20,000

120 months

7.75% to 16.25%

8.75%

New Boats (85% Financed of purchase price)    (20)

72 months

6.75% to 15.25%

7.75%

Used Boats (80% purchase price)   (21)

60 months

7.75% to 16.25%

8.75%

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