Loan Rates

For information or comments concerning
this website,

e-mail Northwest Regional Credit Union

Created: July,1998
Updated: July 7, 2008
Webpage design: 
Patricia J. Wyatt
Northwest Missouri State University
Maryville, MO 64468

Northwest Missouri
Regional Credit Union

26155 Stolls Country Lane
Maryville, MO 64468
(660) 582-5747
FAX (660)582-3626

E-mail: regional@asde.net

Your Savings Federally insured to $100,000

National Credit Union Administration, a U.S. Government Agency

Lobby Hours:
Monday - Friday:
9 a.m. - 4 p.m.
Drive Up Hours:
Monday-Friday
7 a.m. - 4:30 p.m.
Saturday Drive Up:
8 a.m. - 12 noon

       Loan Account Type

         Allowable Term**

    Annual Percentage Rate**

Share Secured

                   60 months

       3% above last dividend paid

New Autos-up to 100% financed

              36-72 months

                4.99% to 14.99%

Used Autos, 2007-2005

                   60 months

                5.99% to 14.49%

Used Autos, 2004

              48 months

Up to 54 months for loans over $10,000

                6.24% to 14.74%

                6.50% to 15.00%

Used Autos 2003-2000

              36 months

Up to 42 months for loans over $10,000

                6.75% to 15.25%

                7.00% to 15.50%

Used Autos 1999-1992

                   42 months

               10.00% to 18.50%

Used Autos 1991-1982

                   30 months

               12.75% to 21.25%

Vintage Autos*

                   24-60 months

                 5.99% to 14.49%

Other Secured

                   42 months

                 9.75% to 18.25%

Signature Loan  (Up to $5000)

                   42 months

               12.50% to 21.00%

Second Chance (Up to $500)

                   12 months

                       18.00%

Extended Checking ($500 max)

                   $30 monthly payment

              12.50% to 21.00%

Unsecured $500 to $6,000

                   12-24 months

                7.50% to 16.00%

Term Signature ($5000 max)

                     6 months

              12.50% to 21.00%

New Motorcycles, ATV’s, Snowmobiles, Personal Watercraft, Trailers (85% financed of purchase price)

                    66 months

                 6.75% to 15.25%

Used Motorcycles, ATV’s, Snowmobiles, Personal Watercraft, Trailers (2007-2000)

                    54 months

                 7.75% to 16.25%

New RVs and Campers (85% financed of purchase price

                  78 months

Up to 126 months for loans over $20,000

                 6.75% to 15.25%         

Used RVs and Campers (85% financed of purchase price

                  78 months

Up to 126 months for loans over $20,000

                 7.75% to 16.25%

New Boats (85% financed of purchase price

                  78 months

                 6.75% to 15.25%

Used Boats (2007-1997)

                  66 months

                 7.75% to 16.25%

*Vintage autos-85% market value by 2007 NADA per appropriate Vehicle Condition Scale

**Your actual term and annual percentage rate may vary depending on your credit worthiness

 

DISCLAIMER OF LIABILITY: The individual to whom this page pertains is solely responsible for the information, content or materials contained in it. Because Northwest Missouri State University has no involvement in managing the content of this page, Northwest will not be liable for any damages of any kind arising from the use of it, including, but not limited to direct, indirect, incidental, punitive, and consequential damages.